Small deposits, great things.

Earnie can help find out how much you could earn

This tool is designed to give you a simulated assessment of how your investments may perform. Each selection uses a standard set of data parameters to provide consistent results. Results are not fixed but rather present a “possible” result. All calculations are purely hypothetical and will not affect your actual results.

Calculate Your Investment

Select Your Risk

Defensive

Conservative

Balanced

Growth

High Growth

Select your risk in order to achieve objectives of your portfolio growth. Risk profiling is a process for determining the optimal level of investment risk for you.
A Defensive portfolio aims to achieve a consistent income return and to preserve capital by investing in a diversified portfolio of predominantly defensive assets classes (such as cash and fixed interest securities), with a small proportion of growth asset classes (such as Australian equities, property and global securities). The portfolio is designed for investors whose main objective is stability of income and capital protection. Amounts invested in this portfolio should be invested for at least 2 years.
A Conservative portfolio aims to achieve a consistent income return and a modest amount of capital growth, by investing in a diversified portfolio of predominantly defensive assets (such as cash and fixed interest securities), with a small proportion of growth assets (such as Australian equities, property, global securities and alternative investments). The portfolio is designed for investors whose main objective is stability of income and capital protection. Amounts invested in this portfolio should be invested for at least 3 years.
A Balanced portfolio aims to achieve a moderate amount of capital growth along with a consistent income return, by investing in a diversified portfolio of growth assets (such as Australian equities, property, global securities and alternative investments) and defensive assets (such as cash and fixed interest securities). The portfolio is designed for investors whose main objective is to maintain stable returns. Amounts invested in this portfolio should be invested for at least 5 years.
A Growth portfolio aims to achieve capital growth by investing in a diversified portfolio of growth asset (such as Australian equities, property, global securities and alternative investments) and defensive asset classes (such as cash and fixed interest securities), with an emphasis on growth asset classes. The portfolio is designed for investors whose main objective is to achieve balanced returns (made up of both income and growth) to meet their medium to long term financial goals. Amounts invested in this portfolio should be invested for at least 7 years.
A High Growth portfolio aims to capital growth by investing in a diversified portfolio of predominantly growth asset classes (such as Australian equities, property, global securities and alternative investments). The portfolio is designed for investors whose main objective is to accumulate assets by targeting capital growth over the long term. Amounts invested in this portfolio should be invested for at least 10 years.

with earnie you may earn:

$

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Results are shown in future dollars. This means that there is no adjustment for the fact that the value of your “future dollars” will buy less due to the impact of inflation. The Reserve Bank of Australia has set the anticipated impact of inflation at 2.5%.

To illustrate how inflation works to reduce the buying power of your money, consider the following example:
$1000 after 10 years will purchase goods valued today at $776 using the above rate of inflation.

Say Hello to earnie

earnie’s on a mission to make investing easy. To make your money work harder and get you where you want to be faster. To put you in control of your own hard-earned cash.

How? By sharing knowledge freely and simply. By ditching the jargon and empowering you to do it yourself through a simple online platform.

So, whether you want to get on the property ladder, start your own business, or simply travel the world, earnie can help you get there sooner.
Welcome to simple smart investing.

earnie is a New Way to Save

Forget the traditional savings account, earnie is an investment platform designed for a new generation of investors.

  • No minimum investment – start small and make regular contributions
  • Finance know-how and smart tech – supported by investment experts and global financial platforms
  • Support and advice when you need it – experts on hand via phone and web chat
  • Flexibility to choose – simply select the profile that you believe most closely reflects your needs
  • You’re in control – make changes or withdraw money whenever you want
  • A fresh simple approach – no financial jargon and a range of content to help demystify the investment world

It's This Easy

earnie takes the hassle out of investing. There’s no unnecessary financial jargon and the entire process, from registration to investment, is totally online – no bank visits, no meetings, no waiting around. Just follow these these 4 simple steps.

Answer a few simple questions

 

Select your investment profile

 

Connect your account and deposit funds

 

Sit back and watch your money grow

 

We've Got Your Back

earnie is built on the investment expertise of global partners, Morningstar Inc and Praemium. Collectively they manage over $260 billion in assets, helping investors across the world to reach their financial goals.

Global Partners

earnie’s Ready to Start Working for You

earnie is waiting to apply smart technology and financial expertise to help your money grow.

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